Have a Scam-Free New Year

For a hopefully scam-free new year, bear in mind these things:

1. Be skeptic of job offers.

2. Make sure you review free-trial offers. See the hidden charges in it.

3. Do not entertain unwanted and unsolicited calls. Perform a phone number lookup and get the details you need to know about caller. Report the calls to the police and the FTC. Share let others know your experiences with these callers.

4. Never wire money to anyone you do not know.

5. Never give out any personal numbers. Be wary of identity theft and fight it.

6. Make all things clear through written contracts.

7. Three things: be safe, keep your guards up, and always have presence of mind.

The new year brings many opportunities, great and small, real and fake. Be wise to know what is right and best for you and never just dive into every opportunity that comes your way especially if it sounds too good to be true.

New Year Scams and How to Avoid Them

Here is another list of New Year scams and how you can avoid being victimized:

1. Ponzi Scheme. Criminals will get investors' money by promising huge returns. Keep your money safe in bonds and mutual funds that can secure your money for you and return it to you irregardless of how small or how big you have earned or profited from it.

2. Identity Theft. This one goes on year-round. The criminal will steal your identity and use it to purchase and make loans under your name. Be very careful. Do not give out personal numbers. Verify the phone number that called you and get the information about the caller and report promptly to the police. Share your experiences about phone scams with others via reviews directory.

3.Over payments. Criminals will issue checks to the victims (usually landlords, small business owners, freelancers, etc) and ask for the extra amount back in cash. Later, the poor victims will learn that the checks have no funds and will bounce. Do not negotiate with people offering you over payments.

4. Processing fees to get loans. You pay for fees to be able to get the loan. After you pay, there is no loan at all. Do not give money for nothing. Try not to get loans at all.

5.You're a winner schemes. Like identity theft, this is a year-round scam as well. Usually, the elderly are ones being victimized here. The caller will tell the granny that he or she has won in a lottery and would need to wire money to pay for taxes. Hang up your phone when you receive such calls. If you have answered already, do not pay anything.

Keep your guards up always. Open your mind about all the scams and schemes going on around you and equip yourself with knowledge on how to avoid them. This new year, be more careful in dealing with people offering opportunities to you.

Avoiding Top New Year Scams

There are so many New Year scams going around riding in the buzz of the enthusiasm the start of the year brings. Here are some of them and tips on how you can avoid them:

1. Job offers. The criminal will ask you for placement fee. Bear in mind that you do not need to pay any placement fee or that the employer pays for it. Or if you should pay it, you are not required to pay unless you are hired into the job, which means that you are inside the company already, reporting at the company office and working.

2.Debt payments. Loans are offered and you are asked to pay negotiation fees for your loans that the company or agency will charge from you. You will only accumulate more debts and interests if you bite this offer. Seek advice from nonprofit agencies that are real advocate for these problems. One is the National Foundation for Credit Counseling.

3. Foreclosure help. They will offer you modified mortgage settlements, but like debt relief schemes, you will only acquire more loans and interests. Seek help from legal organizations.

4. Work from home schemes. They usually offer jobs that entails you to encode data or phone clients. They will ask for registration fees from you. Do not bother. There are lots of legal online and work from home jobs. Learn first on how to work from home by buying a book or seeking help from those who already are doing this.

5.Bogus charities. This can be the easiest reason for you to dole out money. But don't. if you really wish to donate to charities, there are lots of charitable organizations where you can give your donations. You can also go to your church and local community office to know if there are ongoing charitable activities where you can donate.

If you receive calls like the ones mentioned above, lookup the phone number via phone directory online. The site has already helped a lot of victim of scams before by providing the necessary information about the phone number and its owner. Share your experience to others and report promptly to proper authorities that can help you in dealing with these scam criminals. Be safe this new year.

Verify Phone Number of New Year Opportunists

The excitement of the New Year does not only entail good opportunities, but of criminals who are taking the chance to cheat and victimize people who are in the mood for a positive and vibrant spirit for the coming year. We are all mostly positive and hopeful for the things to come during this  new year. We plan and make resolutions, we dream of a better year ahead. We prepare for the coming year with gusto and much enthusiasm. However, sometimes, these feelings are the ones used by the "bad" opportunists. They use these emotions to fool people and trick them into promising unreal getting wealthy opportunities. Sadly, there are people, who because of these "overwhelming" emotions of hope that new year brings, just jump into the offers without putting much thought into what is offered to them.

Since the criminals are smooth talkers, they will call you and promise you new year opportunities that can earn you lots of money. Some of these are work and businesses from home opportunities. The caller asks for a small amount of investment promising big returns. When the victims bites the bait, he or she will certainly lose the money. At first, the victim is not aware of what is really going on. When he or she pays, the positive feelings of getting rich this year because of this offered business is so crisp and fresh to her that it will take a while before the reality sets in that he or she was actually scammed.

When you get calls from unknown persons offering business opportunities, hang up immediately. If you have been caught on the line already, be alert and have the presence of mind not to dish out any personal number. Get the phone number that called you and verify it via VerifyPhone.com. The site can help you get the information about the number. Share the incident to your family and friends. Report it the police as well. Inform FTC of what transpired and seek advice and help from them.

It is good to have an enthusiastic and positive attitude towards the new year. But being safe and keeping your guards up to the opportunities that knocks on your door or rings your phone should not be entertained. There are lots of great opportunities that are legal and genuine out there. Ask from trusted people and investigate well before investing on anything.

Verify Phone Numbers of Stock Brokerage Firms

During New Year, investors tend to buy stocks and add to their investments. New year is a time to increase stocks and shares, they suggest. The connotation is based on the belief that starting the year right will make the whole year better. Thereby, investing, making resolutions, planning businesses, and creating new networks are some of the important things that business-minded people consider prioritizing.

However, those who are not well-versed on such things can be swayed easily with sweet tongues and those who are proficient in making people believe in nuisance. It is unfortunate that people who wishes to invest becomes victims of frauds and scams. If you happen to receive calls offering good deals in stock marketing, think many times before diving in. Verify the phone number of the person calling you via verifyphone.com. Get the pertinent details and report promptly to the police. Stock brokerage firms do not call to offer services for free or for best deals offers. They legally and usually should be honest in telling the risks involved in stock market investing so they wont sweet-talk you into investing and promising huge returns. Be careful.

If you really are interested in investing in the stock market, go to your banks and ask or to a legitimate stock brokerage farm and ask from them. Go to the right people and educate yourself about such matters. Do not just believe any offers made to you. Always keep your guards up.

Verify Phone Numbers of Motivational CD Marketers

The New Year entails enhancement of one’s self to most. Self-help books and inspirational books are bought more than ever. With the increasing sales of these products, more and more telemarketers are also flooding calls to private citizens to sell motivational books and compact discs. The telemarketers offer good discounts and promo packages that make the offer so temping that anyone who hears it would be swayed to buy the products. But bear in mind again that anything that sounds so good to be true must be unreal.

When you receive unsolicited calls offering motivational products, it is still best to verify the numbers calling you before deciding to buy anything from them or worse, giving out your credit card numbers and other personal numbers. It is wise to research first about the offers given to you. Verify the phone numbers calling you via Verifyphone.com. The site can give you the basic information the number’s owner. This way, you can have the edge to know whether the products offered are legit or not.

At this period when there are so many telephone and internet scams going around, it is always best to verify first information before deciding on anything, especially if it entails dishing out money from your pocket or giving out your personal numbers. Be very careful in dealing with these kinds of transactions so you will not regret anything. Always be safe.

verify Phone Numbers of New Year Membership Offers

With the start of the new year, different clubs offer promising membership offers. Each club has its own package to offer with lots of freebies and discount privileges to different shops and stores. The membership offers are all so tempting you would wish to join almost all of them.

If you are to renew your membership to a trusted club, that will be fine because you already know. But if you are one who is being called by a telemarketer offering a club membership, which you have not heard before, do not just jump into joining just because of the many wonderful packages and discounts offered to you. Do not give out your personal numbers. Verify first the details given by verifying the phone number. Make sure that the company do exist and that the offers being made are genuine. No matter how tempting the offer is, think many times first.

It always best to be safe before deciding on anything especially if the offer is being made via a telephone call or an email only. Although there are offers made that are legit, it is still best to keep your guards up, do some research, and then decide whether the offer is true or not, if it is worth purchasing or if you will just waste your money when you join it.