Wednesday, January 11, 2012

Avoiding Top New Year Scams

There are so many New Year scams going around riding in the buzz of the enthusiasm the start of the year brings. Here are some of them and tips on how you can avoid them:

1. Job offers. The criminal will ask you for placement fee. Bear in mind that you do not need to pay any placement fee or that the employer pays for it. Or if you should pay it, you are not required to pay unless you are hired into the job, which means that you are inside the company already, reporting at the company office and working.

2.Debt payments. Loans are offered and you are asked to pay negotiation fees for your loans that the company or agency will charge from you. You will only accumulate more debts and interests if you bite this offer. Seek advice from nonprofit agencies that are real advocate for these problems. One is the National Foundation for Credit Counseling.

3. Foreclosure help. They will offer you modified mortgage settlements, but like debt relief schemes, you will only acquire more loans and interests. Seek help from legal organizations.

4. Work from home schemes. They usually offer jobs that entails you to encode data or phone clients. They will ask for registration fees from you. Do not bother. There are lots of legal online and work from home jobs. Learn first on how to work from home by buying a book or seeking help from those who already are doing this.

5.Bogus charities. This can be the easiest reason for you to dole out money. But don't. if you really wish to donate to charities, there are lots of charitable organizations where you can give your donations. You can also go to your church and local community office to know if there are ongoing charitable activities where you can donate.

If you receive calls like the ones mentioned above, lookup the phone number via phone directory online. The site has already helped a lot of victim of scams before by providing the necessary information about the phone number and its owner. Share your experience to others and report promptly to proper authorities that can help you in dealing with these scam criminals. Be safe this new year.

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