Are you the kind that pays all bills and do online banking and phone banking most of the time? Are you doing this because it is more convenient for you and it saves you time which is very important for you due to your so hectic schedule? Are you able to diligently monitor all your transactions?
Make sure you do monitor your payments, money transfers, withdrawals and deposits. If you receive calls from agents claiming they are your bank's representatives, do a phone number lookup first before transacting with them. Verify the phone number that called you. Check with your bank for any calls from them. Treat each call as unsafe until you have verified each call and made sure you have checked with your bank first.
Phone banking is indeed convenient and time-saving. However, you have to be careful in doing bank transactions over the phone. Moreover, it is crucial that you do not transact with individuals without authenticating them. Never do transactions with them when they are asking for your acccount numbers, credit card numbers, and personal numbers. Remember that your bank have your details already so it is uncommon for a caller to ask even though he is tells you that he is just verifying your identity. Of course, when you are the on who called the bank or its hotline, you will be asked to provide your number but not the other way around when it is the caller that gave you a ring.
Make sure you do monitor your payments, money transfers, withdrawals and deposits. If you receive calls from agents claiming they are your bank's representatives, do a phone number lookup first before transacting with them. Verify the phone number that called you. Check with your bank for any calls from them. Treat each call as unsafe until you have verified each call and made sure you have checked with your bank first.
Phone banking is indeed convenient and time-saving. However, you have to be careful in doing bank transactions over the phone. Moreover, it is crucial that you do not transact with individuals without authenticating them. Never do transactions with them when they are asking for your acccount numbers, credit card numbers, and personal numbers. Remember that your bank have your details already so it is uncommon for a caller to ask even though he is tells you that he is just verifying your identity. Of course, when you are the on who called the bank or its hotline, you will be asked to provide your number but not the other way around when it is the caller that gave you a ring.
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